Step 1 of 5
Hi! Tell us about your family
Just a few questions, and we'll build a plan that fits you. Your answers are saved only in this browser.
We filled in an example family so you can look around first.
Step 4 of 5
Heard some money advice? Let's check it
Paste a message from WhatsApp, a relative or social media. We'll check each claim against 20 trusted sources and tell you what to do instead. AI can make mistakes, so open the linked source before you act.
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Step 5 of 5
Ask us anything about money
We answer only from 20 checked sources, and every answer shows where it came from. If we don't know, we'll say so and point you to someone who can help. AI can make mistakes, so open the linked source before you act.
Try one of these
Please don't type Social Security numbers, account numbers or passport numbers here.
All sources (links checked October 25, 2026)
- Building credit from scratch (checklist) · Consumer Financial Protection Bureau (CFPB)
- Who are the credit invisible? · CFPB (archived blog)
- I was an authorized user on my deceased relative's credit card account. Am I liable to repay the debt? · CFPB (Ask CFPB)
- Credit Where None Is Due? Authorized User Account Status and 'Piggybacking Credit' · Federal Reserve Board (research paper, 2010)
- Which Credit Cards Help Authorized Users Build Credit? · NerdWalletnot a government source
- Individual Taxpayer Identification Number (ITIN) · Internal Revenue Service (IRS)
- If I am not a U.S. citizen, can I get a Social Security number? / Social Security Numbers for Noncitizens · Social Security Administration (SSA)
- H-4 Dependents · Temple University International Student & Scholar Services; Utah State University HRnot a government source
- Growing Concern Over H-4 Dependent Children · EIG Law (immigration law firm)not a government source
- Reminder: Proof of Financial Support Needed to Issue Form I-20 · Study in the States (U.S. Department of Homeland Security)
- Eligibility for Non-U.S. Citizens · U.S. Department of Education, Federal Student Aid
- Avoiding scams that target immigrants · Federal Trade Commission (FTC)
- Problems sending money to another country? · CFPB
- Choosing a Credit Counselor · FTC
- Immigrants facing unique financial challenges · CFPB
- Visa codes for New York State residency (tuition) · University at Buffalo (SUNY) Student Accounts; Washington State University Residency Officenot a government source
- Working in the United States; Curricular Practical Training (CPT); Types of practical training for F-1 students · Study in the States (U.S. Department of Homeland Security)
- Options for Nonimmigrant Workers Following Termination of Employment · U.S. Citizenship and Immigration Services (USCIS)
- Free tax return preparation for qualifying taxpayers (VITA) · Internal Revenue Service (IRS)
- Recognition & Accreditation (R&A) Roster Reports; List of Pro Bono Legal Service Providers · U.S. Department of Justice, Executive Office for Immigration Review (EOIR)